Woman in glasses shocked to see her bill

Unless you’re exceptionally good with money, you’re unlikely to live entirely debt free. On average, the American households owe about $16,883 on credit cards, $29,539 on auto loans, and over $50,000 in student loans. The average amount owed on mortgage works out to almost $200,000. Give that average income is less than…

Pile of money

There are plenty of reasons why creditors don’t get paid. In general, however, the most common is supplying products and services without clear written terms. In turn, this usually results in significant debt and lengthy disputes that you could have easily avoided if your buyers were clearly aware of your…